Ask Ben · Quick cash

Need cash? Ask Ben.

A few quick questions to help narrow down your options.

Ben, the MoneyAnswers guide, pointing at the quiz

Let’s find a sensible next step.

Your MoneyAnswers guide

BenGuided matching tool

1 of 3

How much do you need?

Choose the closest amount.

Choose an amount to continue

Free to use · No credit check in this quiz

Providers set their own eligibility, costs, and funding times.

Ben helps you understand your next step.

Suggested optionsBased on your answers
Costs to checkSee fees and repayment terms
What happens nextKnow what a provider may ask

Suggested options are not approval.

A clearer next step, in a few answers.

Ben helps you narrow the options before you choose.

Suggested optionsBased on your answers.
Costs to checkFees, timing and repayment.
What happens nextKnow what a provider may ask.

Free to use · No credit check in this quiz

Before you start

Will this affect my credit?

The quiz does not check your credit. You pick a range yourself, and Ben keeps your answers in your browser only. Providers set their own process once you continue. For example, EarnIn says it does no credit check, and Upstart says checking your rate is a soft pull, with a hard pull if you accept an offer and apply.

Am I applying for anything?

No. The quiz only narrows the options. You are not applying until you continue to a provider’s own page and apply there. Suggested options are not approval.

How does Ben choose suggestions?

Ben matches your amount, your credit range, and at $15,000 or more whether you own a home, against what each provider says it offers, such as amount ranges, minimum scores and limits. Rankings are based on editorial criteria, and commissions never influence our picks.

Prefer to choose yourself?Browse options without the quiz

Cash advance apps

Cash advance app

EarnIn

Up to $200/day, $1,000/pay period. No mandatory fees.¹

See EarnIn →

Cash advance + bank

Current

$75 bonus with code WELCOME75 for new users, plus an advance of up to $1,000.

See Current →

Cash advance app

Grant

Advances from $25 to $500 for repeat users. No credit check, no late fees.

See Grant →

Cash advance app, phone only

Cleo

Cleo Plus is $5.99 a month and lists advances up to $250.

See Cleo →

Cash advance app

Brigit

Advances from $25 to $500. No credit check, no late fees.

See Brigit →

Cash advance app

MoneyLion

Instacash up to $500. No credit check, no mandatory fees.

See MoneyLion →

Cash advance app

Klover

Advances up to $750 with no credit check and zero interest or late fees.

See Klover →

Cash advance app

Tilt

Advances from $10 to $500 with no credit check. $8 a month after a 14-day trial.

See Tilt →

¹ EarnIn is not a bank. Access limits are based on your earnings and risk factors. Available in select states. Terms and restrictions apply. Visit Earnin.com for full details.

Personal loans

Personal loan

Upstart

Check your rate for $1,000 to $75,000. If approved, funds as fast as 24 hours.

See Upstart →

Personal loan

Upgrade

Personal loans from $1,000 to $50,000 with fixed rates.

See Upgrade →

Trying to get out of debt instead? See debt help

MoneyAnswers

We may earn a commission from partner links. Suggested options aren’t approval.

We may earn a commission from partner links. Suggestions aren’t approval. Rankings are based on editorial criteria, and commissions never influence our picks. All offers subject to lender approval. APRs and terms vary by applicant.

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